Kames Capital
  • Privacy

    This statement details the Kames Capital policy on Data Protection and Privacy.

  • Kames Capital regards the lawful and correct treatment of personal data as important to its successful operations, and to the maintenance of confidence between it and those with whom it deals. We will ensure that our staff and those acting on our behalf obtain, use and disclose personal data lawfully and correctly. To this end we fully endorse and adhere to the principles of Data Protection, as set out in the Data Protection Act 1998 (the “Act”).

    Specifically, the principles require that personal data shall: 

    • Be processed fairly and lawfully and, in particular, shall not be processed unless specific conditions are met.
    • Be obtained only for one or more specified and lawful purposes, and shall not be further processed in any manner incompatible with that purpose or those purposes.
    • Be adequate, relevant and not excessive in relation to the purpose or purposes for which it is processed.
    • Be accurate and, where necessary, kept up-to-date.
    • Not be kept for longer than is necessary for that purpose or those purposes.
    • Be processed in accordance with the rights of the individual under the Act.
    • Have in place appropriate technical and organisational measures against unauthorised or unlawful processing of personal data and against accidental loss or destruction of, or damage to personal data Not be transferred to a country or territory outside the European Economic Area (the countries of the European Union plus Norway, Liechtenstein and Iceland) unless that country or territory ensures an adequate level of protection for the rights and freedoms of data subjects in relation to the processing of personal data or unless specific agreement has been sought from the individuals concerned.


    Kames Capital will, through the use of appropriate and consistent management and application of controls:

    • Observe the conditions in the Act regarding the fair collection and use of personal data.
    • Meet its legal obligations to specify the purposes for which personal data is used, this data being set out in the Kames Capital Data Protection Notification particulars which can be found on the Information Commissioner’s website at https://ico.org.uk/
    • Collect and process appropriate data, only to the extent that it is needed to fulfil our operational needs or to comply with a legal requirement.
    • Ensure the quality and accuracy of data.
    • Apply checks to determine the length of time data is held.
    • Ensure that the rights of people about whom data is held, are able to be fully exercised under the Act.
    • Take appropriate technical and organisational security measures to safeguard personal data Ensure that personal data is not transferred outside the EEA without suitable safeguards or agreement from the individual.


    Purpose of this website

    The purpose of the website is to provide information, resources and services for site visitors and policyholders. It also provides links to other services provided by Kames Capital. These may relate to the servicing of those policies and could include underwriting and valuations.

    Kames Capital collects and uses certain types of personal data about people (data subjects) with whom it deals in order to operate. These data subjects include current, past and prospective clients, visitors, and others with whom it communicates. Examples of personal data include names, salaries, fund contributions, gender, and age.

    Where necessary, Kames Capital will process ‘sensitive data’ in accordance with the Act. We have a confidentiality policy which means that all personal data is held securely and access is limited to those who need to see it. We apply extra security to sensitive personal data.

    In addition, Kames Capital will disclose information to certain bodies where it has a legal obligation to do so, for example to regulatory bodies or authorities such as the Financial Conduct Authority or the Inland Revenue. Kames Capital may also be required to disclose information in order to comply with money laundering laws and for other purposes, for example detecting crime. We will also share permitted relevant information with persons acting as agents on your behalf (for example your Independent Financial Adviser) to allow them to carry out fully their role as your agent.

    Cookies

    A cookie is a piece of data stored on a user's hard drive containing information about the user. These work by setting a cookie on the visitor’s browser to anonymously track the pages they visit on our site and provide us with statistics.

    We currently use cookies / tracking on our websites for the following purposes:

    Anonymously tracking participation in online surveys accessed on or from the Kames Capital website. We’ll set a cookie so that we remember your user type or country selection. This is used to enhance the user experience, by avoiding having to ask if you each time you visit the website. No personal data will be stored or collected.

    Anonymously tracking usage of the website, either by Kames Capital or its appointed third party. We use a third party company to place adverts on the World Wide Web. These adverts link to the Kames Capital website. When someone clicks on one of these adverts and arrives at the Kames Capital website, we will anonymously track which pages they visit on the website. This helps us to develop our website and online advertising to help improve user experience.

    Anonymously tracking the usage of the Kames Capital website by visitors. When someone visits the Kames Capital website, we will track which pages they access. This helps us to understand which pages are most used and to use this knowledge to develop our website further and to help improve user experience.

    Kames Capital, and/or the third party may use non-personal data about your visits to the website. This data may include: date/time of visit, the cookie, and the first three octets of the IP address. Neither Kames Capital nor the third party collects personally identifying information.

    More information about cookies, including how to block them and/or delete them, can be found on our Cookie Usage page - http://www.kamescapital.com/cookieusage.aspx

    3rd Parties use of information

    You do have the option to transfer to websites that have links on our sites. If you choose to use one of these links, you may be asked for separate login ID and passwords for these services. We will not hold onto any information to do with that transfer.

    E-mail

    We cannot guarantee that any e-mail sent to us will be received, or that the contents will remain private during transmission. If you are concerned about this, then please consider other means of communication. You will be responsible for ensuring that any electronic message or information you send to us is free from any virus or defect that may harm our systems in any way.

    Security

    Kames Capital currently operates their Security requirements through the Security Policy.
    Breaches in Security - are dealt with by the Security Policy

    Ensuring that staff treat the data with respect:

    • All members of staff, including temporary members of staff, are required to comply with data protection and confidentiality measures.
    • Staff are restricted to certain systems to which are required in order to comply with their job function.

    Kames Capital ensures that personal information is passed to only those people and organisations that are entitled to know. Checks are made to confirm that people are whom they say, and that these organisations or people are allowed to have access to this information. Every business area has their own verification checks that relate to the data held and types of people who may require access.

    We have implemented security policies, rules and technical measures to protect the personal data that we have under our control from: 

    • Unauthorised access
    • Improper use or disclosure
    • Unauthorised modification
    • Unlawful destruction or accidental loss

    All our employees and data processors, who have access to, and are associated with the processing of personal data, are obliged to respect the confidentiality of our visitors' personal data.

    Kames Capital is an Aegon Asset Management company and includes Kames Capital plc (no: SC113505) and Kames Capital Management Ltd (no: SC212159). Both are registered in Scotland and have their registered office at Kames House, 3 Lochside Crescent, Edinburgh Park, Edinburgh EH12 9SA. Kames Capital plc is authorised and regulated by the Financial Conduct Authority, (FCA reference no: 144267). Kames Capital plc provides segregated and retail funds and is the Authorised Corporate Director of Kames Capital ICVC, an Open Ended Investment Company. Kames Capital Management Ltd provides investment management services to Aegon, which provides pooled funds, life and pension contracts. Kames Capital Management Ltd is an appointed representative of Scottish Equitable plc, an Aegon company, whose registered office is 1 Lochside Crescent, Edinburgh Park, Edinburgh, EH12 9SE (PRA/FCA reference no: 165548).